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  Loan Products  
 

Loans to members are based on the 4 C's.
Collateral, Credit Worthiness, Capacity to re-pay, and Character.

Members must maintain a balance of $100 as long as they have a loan with us.

Auto

We can loan on cars which are 8 years old or newer and trucks as old as 15 years. Our rates are determined by the Board of Directors and can be increased or decreased according to the credit score on your credit report.

Terms are based on age of the vehicle.

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Real Estate

Real Estate Loans are First Mortgage loans on residential and rural property in the 7 Counties adjoining Logan County Arkansas. We do not offer construction loans.

We may loan up to 85% of the appraised value of the property.

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Agricultural

Loans for the purpose of farming, raising livestock or the purchase of farm equipment are done. Maximum term for these loans is 72 months. Loan amounts on livestock are based on the current market report.
For equipment, appraisals may be required.

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New & Used Boat & RV's

We may loan up to 90% of the purchase price not including taxes and registration. Terms depend on the age of the boat, motor and trailer. Insurance is required.

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This credit union is federally insured by the National Credit Union Administration.
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